Plaid outage: Transfer RTP Requests are Temporarily Disabled for Some Customers

1. resolvedNov 4, 2026, 17:50 UTC

   This incident has been resolved.

2. identifiedNov 4, 2026, 16:41 UTC

   Transfer RTP requests are temporarily disabled for some customers. Transfer will resume full RTP activity in a couple of hours. Other payment rail types are fully functional.

What APIStatus.watch saw

• Nov 4, 2026, 16:44 UTCoperational → partial outage
• Nov 4, 2026, 17:54 UTCpartial outage → operational

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How often does Plaid have incidents?

Plaid reported 10 incidents in the last 90 days, 6 of them major or critical. A typical incident lasted 1h 34m. See Plaid's uptime and incident history