No — Plaid is operational right now.
Financial account aggregation API
Solid bars: checked by APIStatus.watch every 5 minutes since Sep 7, 2026. Faded bars: reported on Plaid's official status page.
Over the last 90 days, Plaid recorded 96.59% average uptime with 12 days affected by degraded performance or outages. The most recent incident was on Oct 22, 2026 (1 day ago). Plaid's status endpoint responded in about 820 ms on average over the past 24 hours.
Plaid reported 10 incidents since Jul 24, 2026, the most recent on Oct 22, 2026. A typical incident lasted 1h 34m.
<script src="https://apistatus.watch/widget.js" data-api="plaid" data-theme="dark"></script><iframe src="https://apistatus.watch/embed/plaid?theme=dark" width="320" height="150" style="border:0;border-radius:12px" title="Plaid status — APIStatus.watch" loading="lazy"></iframe>[](https://apistatus.watch/status/plaid)<a href="https://apistatus.watch/status/plaid"><img src="https://apistatus.watch/api/badge/plaid.svg" alt="Plaid status"></a>